Paycheck Ledger

Minnesota Paycheck Calculator

Enter your pay below to see what actually lands in your account in Minnesota. Every deduction is listed separately, so you can see where each dollar goes.

Filing status, dependents, 401(k) and other options
Take-home pay $1,778.12 per paycheck · $46,230.99 per year

Of every $100 you earn, you keep $77.05

Federal income tax $10.44 Social Security and Medicare $7.65 Minnesota $4.86

Where the money goes
Gross pay $2,307.69
Federal income tax IRS Publication 15-T -$240.85
Social Security 6.2% up to the wage base -$143.08
Medicare 1.45% of all wages -$33.46
Minnesota income tax -$112.19
Total withheld -$529.58
Take-home pay $1,778.12

Effective withholding rate: 22.9%

A $1,000 raise would add about $635.50 to your year after tax — you keep 63.5% of each extra dollar.

Your take-home, any way you slice it
Per year $46,230.99
Per month $3,852.58
Twice a month $1,926.29
Every 2 weeks $1,778.12
Weekly $889.06
Per hour 2,080 hours a year $22.23

Your employer pays another $4,590.00 a year in Social Security and Medicare on top of your pay, so you cost them at least $64,590.00 before unemployment taxes.

Take-home pay in Minnesota by salary

Single filer, no pre-tax deductions, 2026 rates. The effective rate climbs from 19.4% at $30,000 to 33.2% at $200,000, because federal withholding and Minnesota's own rates are both banded.

Minnesota salary after tax, 2026
SalaryPer yearPer monthEvery 2 weeksRate
$30,000.00$24,183.00$2,015.25$930.1219.4%
$40,000.00$31,683.00$2,640.25$1,218.5820.8%
$50,000.00$39,086.00$3,257.17$1,503.3121.8%
$60,000.00$46,230.99$3,852.58$1,778.1222.9%
$70,000.00$52,585.99$4,382.17$2,022.5424.9%
$75,000.00$55,763.50$4,646.96$2,144.7525.6%
$80,000.00$58,941.00$4,911.75$2,266.9626.3%
$100,000.00$71,651.00$5,970.92$2,755.8128.3%
$120,000.00$84,219.01$7,018.25$3,239.1929.8%
$150,000.00$102,369.01$8,530.75$3,937.2731.8%
$200,000.00$133,580.01$11,051.58$5,100.7333.2%

Monthly and biweekly figures differ slightly because withholding is spread over a different number of paychecks. Above $184,500.00 Social Security stops for the rest of the year, so later paychecks run larger; the yearly column accounts for that.

What Minnesota takes from your pay

Rates confirmed against the Minnesota tax authority.

Minimum wage and pay rules in Minnesota

Minimum wage
$11.41 an hour. It is adjusted every year by a set formula.
Tipped workers
The full $11.41 before tips — Minnesota does not let employers count tips toward the minimum wage.
Overtime
Time and a half after 48 hours in a week under Minnesota law. Employers covered by federal law must pay it after 40.
How often you must be paid
At least once every 31 days for wages, salary and tips; commissions at least every three months.

Checked September 15, 2026 against U.S. Department of Labor state minimum wage table; U.S. Department of Labor tipped employee table; U.S. Department of Labor overtime rules; U.S. Department of Labor state payday requirements.

Take-home pay on the Minnesota minimum wage

The Minnesota minimum wage is $11.41 an hour. Worked full time, 40 hours a week for all 52 weeks, that comes to $23,732.80 a year before tax. This is what is left of it.

Full-time pay at $11.41 an hour in Minnesota, 2026
PeriodBefore taxAfter tax
Per hour$11.41$9.37
Biweekly paycheck$912.80$749.33
Per month$1,977.73$1,623.55
Per year$23,732.80$19,482.60

Single filer, no pre-tax deductions, 2026 rates.

Paid by the hour in Minnesota?

The calculator above switches to an hourly rate — pick Hourlyunder pay type and enter your rate and weekly hours. If you want the short answer first, here is what common rates come to in Minnesota at a 40-hour week.

Hourly pay after tax in Minnesota, 2026
RateYou keep per hourEvery 2 weeksPer year
$15/hr$12.06$964.73$25,083.00
$18/hr$14.31$1,144.73$29,763.00
$20/hr$15.81$1,264.73$32,883.00
$22/hr$17.29$1,383.36$35,967.48
$25/hr$19.50$1,559.88$40,557.00
$30/hr$22.96$1,836.78$47,756.20
$35/hr$26.14$2,090.98$54,365.40
$40/hr$29.31$2,345.18$60,974.60

What the state line is worth

Federal tax and FICA are the same wherever you work, so moving across a state line changes exactly one line on your pay stub. Here is that line on a $60,000 salary paid every two weeks, for Minnesota and each state it borders.

State deduction per paycheck, 2026
StateComes out per paycheckPer year
Minnesota$112.19$2,917.01
South Dakotanothingnothing
North Dakota$1.78$46.31
Iowa$67.15$1,746.00
Wisconsin$107.15$2,785.80

What changed for 2026

On a $75,000 salary in Minnesota, take-home pay is $17.08 higher per paycheck than in 2025 — about $444.00 over the year.

How the calculation works

  1. Start with gross pay. Your salary divided by the number of paychecks in the year, or your hourly rate times hours worked.
  2. Subtract pre-tax deductions. A 401(k) contribution lowers the income that federal tax is calculated on — but not the amount FICA is charged on.
  3. Apply federal income tax. The IRS percentage method: annualise your pay, then run it through the Publication 15-T withholding schedule. The first $7,500.00 is withheld at 0% — that band stands in for the standard deduction — and the rates step up from there. Divide the result back down to one paycheck.
  4. Apply FICA. Social Security takes 6.2% up to the $184,500.00 annual wage base; Medicare takes 1.45% with no cap, plus 0.9% more on wages above $200,000.
  5. Apply Minnesota state tax. Minnesota takes its own allowance off your pay first, then applies rates from 5.35% to 9.85% to what is left — so the share of your paycheck that goes to the state is lower than the headline rate.

Questions

How much is $75,000 a year after taxes in Minnesota?
A $75,000 salary in Minnesota works out to about $2,144.75 per paycheck paid every two weeks, or roughly $55,763.50 a year, for a single filer with no pre-tax deductions. That is an effective withholding rate of 25.6%.
What is $60,000 after tax in Minnesota?
A $60,000 salary in Minnesota leaves about $46,230.99 a year — $1,778.12 per paycheck if you are paid every two weeks, or $3,852.58 a month. That is for a single filer with no pre-tax deductions, at 2026 rates.
What is $25 an hour after tax in Minnesota?
At $25 an hour and a 40-hour week, a single filer in Minnesota keeps about $40,557.00 a year — $1,559.88 per paycheck if you are paid every two weeks. That works out to roughly $19.50 an hour once federal tax, FICA and state tax come out.
Does Minnesota have a state income tax?
Yes. Minnesota uses a progressive scale, with rates from 5.35% to 9.85%. Only the income inside each band is taxed at that band's rate, so your effective rate is lower than the top one.
How much does Minnesota itself take?
On a $60,000 salary, Minnesota's own deductions come to $2,917.01 a year — 4.86% of the salary.
Why is my actual paycheck different from this estimate?
Your employer withholds based on the W-4 you filed, and may also deduct health insurance, retirement contributions, garnishments or union dues. This calculator uses the IRS Publication 15-T percentage method with standard assumptions, so treat the result as an estimate.

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